Client and Virtual Asset Risk Rating / 客戶及虛擬資產風險評級

Conservative

保守型

• In general, you prefer a conservative approach to investment risk, prioritizing the preservation of capital over returns. As a conservative investor, you are risk averse and seek investments with minimal/no investment loss. Investment products that carry a risk rating of low risk may be more likely to be suitable for you.
• 一般來說，您傾向於採取保守的投資風險策略，將資本保值目標置於回報之上。 作為保守型投資者，您在投資上不願承擔風險，尋求具有最小或沒有投資損失的投資專案。風險評級為低的投資產品可能較為適合您。

Cautious

穩健型

• In general, you prefer maintaining a cautious approach to investment risk while attaining a lower level of return. As a cautious investor, you are willing to accept modest level of fluctuations in the value of your investments, understanding that there is a potential for experiencing occasional short-term losses. Investment products that carry a risk rating of medium-low risk or below may be more likely to be suitable for you.
• 一般來說，您傾向於保持穩健的投資風險態度，接受獲得較低的回報。作為穩健型投資者，您願意接受不多的資本價值波動，理解需面對偶爾的短期損失之可能性。風險評級為低至中風險或以下的投資產品可能較為適合您。

Moderate

平衡型

• In general, you adopt a moderate approach to investment risk, seeking a balance between potential returns and capital preservation. As a moderate investor, you are willing to accept a moderate level of fluctuations in the value of your investments. While you seek reasonable returns, you also acknowledge the possibility of facing moderate short-term loss. Investment products with a risk rating of medium or below may be more likely to be suitable for you.
• 一般來說，您採取平衡的投資風險策略，追求潛在回報與資本保值之間的平衡。作為平衡型投資者，您願意接受適度的資本價值波動。您在追求合理回報的同時，也意識到面臨中度的短期損失之可能性。風險評級為中等風險或以下的投資產品可能較為適合您。

Active

積極型

• In general, you adopt an active approach to investment risk, where you are comfortable with a higher level of volatility in pursuit of potentially higher returns. As an active investor, while you acknowledge the potential for significant fluctuations in the value of your investments, you are willing to bear high risk of capital loss in exchange for a potentially significant return. Investment products with a risk rating of high or below may be more likely to be suitable for your risk appetite.
• 一般來說，您採取積極的投資風險策略，接受在追求潛在高回報時所面對的較高波幅。 作為積極型投資者， 儘管資本價值可能出現顯著波動，但您願意承擔高程度的資本損失風險，以換取顯著的潛在回報。風險評級為高風險或以下的投資產品可能較為適合您。

Aggressive

激進型

• In general, you adopt an aggressive approach to investment risk, where minimizing risks is not your primary concern. As an aggressive investor, you are comfortable with significant fluctuations in the value of your investments and are willing to maximize your return potential on investment coupled with maximized risk. You actively seek out high-risk, high-reward investment opportunities. Investment products with a risk rating of very high or below may be more likely to be suitable for you.
• 一般來說，您採取激進的投資風險策略，把風險減至最低並非您的首要考慮。作為激進型投資者，您接受資本價值的顯著波動，並願意承擔重大的損失，以換取重大的潛在投資回報。您積極尋求高風險、高回報的投資機會。風險評級為非常高風險或以下的投資產品可能較為適合您。

Suitable for investors who are risk-averse and looking for capital protection.

適合一些不願承擔風險及尋求保本的投資者。

Minimal chance of losing a significant portion of your capital over the term of the investment (although this is not guaranteed). Suitable for investors who can accept medium-low investment risks and modest fluctuations in the value of investments, with the potential for experiencing occasional short-term losses.

在投資過程中會有輕微機會損失大部分的資產（縱使不能保證）。適合一些可以接受中低投資風險、能承受不多的資本價值波動並預期會有偶爾的短期損失的投資者。

Moderate chance of losing a significant portion of your capital over the term of the investment (although this is not guaranteed). Suitable for investors who can accept medium investment risks and a moderate level of fluctuations in the value of investments, with the possibility of facing moderate short-term loss.

在投資過程中會有中度機會損失大部分的資產（縱使不能保證）。適合一些可以接受中等投資風險、能承受中度的資本值波動並預期會面臨中度的短期損失的投資者。

Moderately high chance of losing a significant portion of your capital over the term of the investment. Suitable for investors who can accept moderately high investment risks and bear moderately high risk of capital loss in exchange for a potentially significant return.

在投資過程中會有中高機會損失大部分的資產。適合一些可以接受中高投資風險並願意承擔中高程度的資本損失風險以換取顯著的潛在回報的投資者。

High chance of losing a significant portion of your capital over the term of the investment. Suitable for investors who can accept high investment risks and bear high risk of capital loss in exchange for a potentially significant return.

在投資過程中會有高機會損失大部分的資產。適合一些可以接受高投資風險並願意承擔高程度的資本損失風險以換取顯著的潛在回報的投資者。

Very high chance of losing a significant portion of your capital over the term of the investment. Suitable for investors who can accept very high investment risks and are willing to maximize your return potential on investment coupled with maximized risk.

在投資過程中會有非常高機會損失大部分的資產。適合一些可以接受非常高投資風險並願意承擔重大的損失以換取重大的潛在投資回報的投資者。

Extremely high chance of losing a significant portion of your capital over the term of the investment. Not suitable for any investors.

在投資過程中會有極高機會損失大部分的資產。不適合任何投資者。

Conservative (C1)

保守型 (C1)

Low Risk低風險

Cautious (C2)

穩健型 (C2)

Moderate (C3)

平衡型 (C3)

Active (C4)

積極型 (C4)

Aggressive (C5)

激進型 (C5)